Texas Health Insurance
Texas health insurance customers are looking for low cost health insurance plans that provide meaningful financial protection at a price they can afford. If you don’t have health insurance, or if you’re looking for a more affordable Texas health insurance policy, you’ll find all you need to compare plans and apply for coverage right here at RxHealthQuotes.
Individual Health Insurance Texas
If you are self-employed, or work at a company or small business where a Texas group health insurance plan is not offered, your only option may be individual health insurance in Texas. This type of health insurance coverage lets you pick and choose exactly what options you need, and helps you better control your health insurance cost. We work with many health insurance providers in the state of Texas, and can offer you the most affordable HMO, PPO, POS, HSA, and comprehensive health insurance plans.
Texas Small Business Health Insurance
In Texas, any small business with 2-50 employees must be guaranteed approval of an application for group health insurance, regardless of the past or present health status of the employees to be insured under the group policy. No individual employee who is eligible to enroll in the group plan may be denied coverage based on health history. An employer may set a waiting period that must be the same for each new employee. This waiting period specifies when a new employee will be able to join the group health plan. For dependent coverage, newborn children are automatically covered under the group medical insurance plan for 31 days after birth. For any employee that does not have prior individual or group coverage, the insurance company may impose a 12 month waiting period on pre-existing medical conditions.
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