Illinois Health Insurance

Illinois health insurance customers are looking for low cost health insurance plans that provide meaningful financial protection at a price they can afford. If you don’t have health insurance, or if you’re looking for a more affordable Illinois health insurance policy, you’ll find all you need to compare plans and apply for coverage right here at RxHealthQuotes.

Individual Health Insurance Illinois

If you are self-employed, or work at a company or small business where an Illinois group health insurance plan is not offered, your only option may be individual health insurance in Illinois. This type of health insurance coverage lets you pick and choose exactly what options you need, and helps you better control your health insurance cost. We work with many health insurance providers in the state of Illinois, and can offer you the most affordable HMO, PPO, POS, HSA, and comprehensive health insurance plans.

Illinois Small Business Health Insurance

In Illinois, any small business with 2-50 employees must be guaranteed approval of an application for group health insurance, regardless of the past or present health status of the employees to be insured under the group policy. No individual employee who is eligible to enroll in the group plan may be denied coverage based on health history. An employer may set a waiting period that must be the same for each new employee. This waiting period specifies when a new employee will be able to join the group health plan. For dependent coverage, newborn children are automatically covered under the group medical insurance plan for 31 days after birth. For any employee that does not have prior individual or group coverage, the insurance company may impose a 12 month waiting period on pre-existing medical conditions.

Free IL Health Insurance Quotes: Illinois Health Insurance Quote