This plan will help capture some of Utah’s uninsureds. But, my question is, how is Utah going to pay for it? With high deductibles, and lower than state-mandated benefits, it’s not going to be a popular plan accross the board. Although, it will be a good plan to cover the uninsurable.

But, if the savings is only 33% compared to the average large group plan (which is very expensive) people with clean health histories and little or no prescriptions will be better off going somewhere else. This will leave the plan with little or no “healthy premium.” That money has to come from somewhere, and it hasn’t even been discussed in detail yet, even though the legislation has passed the Utah state house and senate.

Jared Balis